The real estate market is constantly evolving and recent data shows a positive trend for sellers. With an 11% increase in mortgage signings in January, the best figure in five years, current conditions look favorable for those thinking of selling their property. In this article, we explore why now is an excellent time to sell and how you can take advantage of the boom in mortgage signings to maximize your profits as a homeowner.
The boom in mortgage signings: A clear indication of market dynamism
The growth in mortgage signings is one of the most relevant indicators of the state of the real estate market. This increase, recorded in January 2025, reflects increased buyer confidence in the housing market and economic stability that favors property purchases. Here we explain how this increase directly impacts opportunities for homeowners looking to sell:
More buyers in the market means more demand for properties
The increase in mortgage signings is directly proportional to the increase in demand for properties. The easier it is to obtain financing for home purchases, the greater the number of interested buyers. This phenomenon generates greater competition among buyers, which translates into higher property prices.
Favorable conditions for home purchase
The current low interest rate environment and the availability of attractive mortgages make home buying easier for both first-time buyers and those looking for an investment property. This makes now an ideal time to put your property on the market and take advantage of rising interest.
Why sell now? Key benefits for owners
If you are a homeowner and are considering selling, now might be the best time to do so. With the increasing trend in mortgage signings, buyers are more motivated and willing to transact. Below, we look at the key benefits for homeowners who decide to sell in this environment:
Higher prices due to high demand
The law of supply and demand is fundamental in the real estate market. The increase in mortgage signings has generated a greater demand for housing, which is pushing prices up. If your property is well located and in good condition, it is very likely that you will be able to sell it at a higher price than a few months ago, taking advantage of this climate of high demand.
Quick sale and less time on the market
With the number of buyers on the rise, properties that are listed for sale are more likely to sell quickly. This means less time on the market for sellers and fewer concerns about possible depreciation in property value. In addition, a quick sale can make it easier for you to transition to new opportunities, whether it’s acquiring a new property or moving to a new location.
Opportunity to take advantage of real estate capital appreciation
If you’ve owned your property for a while, you’ve probably already accumulated significant equity, especially in high-demand areas. Selling now allows you to capitalize on that equity and reinvest it in another asset or property. This is a key opportunity for those looking to diversify their investments or improve their quality of life.
Strategies to sell your property at the right time
To maximize your opportunities at this favorable time, it is crucial to employ appropriate strategies to put your property on the market. Here are some practical tips to make the most of the current conditions:
Set the right price
Although the market is booming, it is important to be realistic with the asking price of your property. Setting a fair price, based on current market value and analysis of similar properties in your area, will allow you to attract more buyers. A competitive price can make your property sell faster and at a higher price.
Improve the presentation of your property
First impressions count a lot in the real estate market. Make sure your property is clean, tidy and in good condition to make it more attractive to buyers. If necessary, make some small renovations or improvements, such as painting the walls, repairing details or even updating the kitchen or bathroom, as these improvements can increase the perceived value of your property.
Work with an experienced real estate agent
A good real estate agent can make all the difference in the sale of your property. Their knowledge of the local market, their ability to negotiate, and their expertise in marketing strategies are critical to ensuring that your property sells for the best possible price. In addition, an agent will help you navigate the legal and financial aspects of the selling process. At Grup Living, we have over 20 years of experience advising homeowners on the sale of their properties. If you are looking for a professional and effective accompaniment, contact us here.
What to expect in the future of the real estate market?
Although current conditions are favorable for sellers, it is important to be informed about future trends in the real estate market. Here’s an overview of what could happen in the coming months:
Possible changes in interest rates
The future of interest rates is uncertain, as they may rise depending on economic policy and central bank decisions. If rates rise, there could be a slowdown in new mortgage signings, which would affect housing demand. Taking advantage now, while rates are still attractive, can be an excellent strategy.
Evolution of supply and demand in different zones
Urban areas will continue to be in high demand, but outlying and rural areas are also expected to see an increase in interest, especially due to telecommuting and the search for larger properties. Being aware of these changes can help you adjust your sales strategy if you are in an area with increased competition.
With an 11% increase in mortgage signings and growing buyer interest, now is an excellent time to put your property on the market. Take advantage of the current conditions to get the best possible price, reduce the time on the market and take advantage of the equity in your investment.
If you’re ready to sell, follow our advice, set a competitive price and consider working with a real estate expert. Don’t miss this opportunity to maximize your profits!
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